How Much of Your Life Savings Is Actually at Risk—If You Get Sued or Need Nursing Home Care?
Most Mississippi families are shocked when they see the real number.
If you’re retired (or close to it), own a home, have retirement accounts, and have “too much to lose” but think you might have “not enough to protect,” this private Asset Protection Analysis was created specifically for you.
Most people we meet already know they should have an estate plan.
What they don’t know is this:
A simple Will does nothing to protect your assets during your lifetime
Medicare does not pay for long-term nursing home care
A lawsuit, accident, or health crisis can quietly put everything you’ve worked for at risk
And here’s the most dangerous part:
Most families dramatically underestimate how exposed they really are.
Today, nursing home care in Mississippi often exceeds $10,000 per month.
Under current rules, without proper planning:
Retirement accounts
Savings
Investment property
Even the family home (eventually)
…can all be consumed or claimed.
And unlike Medicaid rules, lawsuits have no exemptions.
If something happened tomorrow, most families would lose far more than they ever imagined.
That’s not speculation—it’s math and law.
Introducing the Asset Protection Analysis
This is not a generic checklist.
This is not an online calculator.
This is a customized, attorney-prepared analysis that shows:
Exactly how much of your assets are currently at risk
How lawsuits and long-term care affect your numbers
How much could realistically be protected
The timeline for protection to occur
What happens if you plan now vs. wait
Your analysis is modeled after the same framework we use for our private clients and reflects real-world outcomes like those illustrated in our sample analysis letter and asset risk timeline.
WHO THIS IS FOR
This analysis is ideal for:
Retired or soon-to-retire Chevron refinery workers
Retired Ingalls shipyard workers
Married couples with pensions, IRAs, savings, and a paid-off or mostly paid-off home
Spouses who are retired educators or public employees
Families who’ve worked hard, saved responsibly, and don’t want it undone
If you’ve ever thought:
“I don’t think we have enough to worry about asset protection…”
You’re exactly who this was designed for.
How it works
You’ll receive a simple PDF to enter approximate dollar amounts (no bank names, no account numbers, no logins).
Step 1
Fill out the secure request form with basic contact information.
Step 2
When your letter is delivered, you’ll be invited to schedule a complimentary Vision Meeting (a $400 value).
Step 3
Within 3 business days, we prepare your personalized Asset Protection Analysis.
Step 4
During that meeting, we will:
Walk through your letter line by line
Review your asset risk timeline
Help you determine what outcome you want for your family
Show what planning options actually exist (without pressure)
This analysis is prepared by Perkins Law Group, PLLC, an estate planning and asset protection law firm serving South Mississippi families.
We do not sell investments.
We do not manage your money.
We do not share your information.
This is education—grounded in Mississippi law and real outcomes—not theory.
After reviewing your analysis, you’ll know:
✔️ How exposed you really are today
✔️ What portion of your assets are vulnerable
✔️ What can be protected—and when
✔️ How long-term care actually affects your estate
✔️ Whether waiting costs you time, money, or both
Most importantly, you’ll have clarity instead of assumptions.
Asset protection is one area where time matters.
The clock doesn’t start until planning is completed.
Waiting doesn’t just delay protection—it often reduces what can be saved.
That’s why we limit how many of these analyses we prepare each week.
Request Your Asset Protection Analysis
If you’d like to understand your risk before it becomes a crisis, request your personalized analysis below.
There’s no obligation—just clarity.
LEGAL DISCLAIMER: This analysis is educational and based on the information you provide and current interpretations of Mississippi law. It does not constitute legal advice and does not create an attorney-client relationship unless and until a formal engagement agreement is signed.